Cherry financing is a point-of-sale lending company that partners with healthcare and wellness providers to offer patients flexible payment plans, letting them pay for services over time in manageable installments with options like 0% APR for qualified plans, using a quick, soft credit check that doesn't hurt your score. Patients apply online in minutes, get an instant decision, and can start treatment while paying Cherry back monthly.

How it Works

1. Apply: You fill out a short, 60-second online application, often at the provider's office, which involves a soft credit check (no credit score impact).
2. Get Approved: You receive an instant decision with various payment plan options (e.g., 3, 6, 12 months).
3. Choose a Plan: Select a plan that fits your budget, potentially including 0% APR offers or interest-bearing plans, and make any required down payment.
4. Get Treatment: The provider gets paid in full by Cherry, and you start your service immediately.
5. Repay Cherry: You make fixed payments directly to Cherry over your chosen term.
6. Key Features

• No Hard Credit Checks: The initial application uses a soft pull, preserving your credit score.
• Fast & Easy: Quick online application with instant approval.
• Consumer-Friendly Terms: Offers options like 0% APR for short terms (Pay-in-4) and longer interest-bearing plans.

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